Pending
408 Bay Point Drive
Edenton, NC 27932 · Chowan County
$985,000
Was $1,160,000
- Price Reduced
- Waterfront Property
- 2-Car Garage
- 1 Fireplace
This home is under contract. Ask me about similar homes or backup offers.
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About This Home
Enjoy an estate like waterfront home inside the gated community of Edenton Bay II. Only minutes from a vibrant downtown community. Local ECU Health Chowan Hospital serves the surrounding area.
Spacious well maintained WATERFRONT Home built in 2002. Roof 2012. HVAC 2014.
Bulkheaded. Close to community pier. Highest elevation in the community. Out of the flood zone.
Master bedroom suite with office space downstairs.
Library. Piano room. Open living and kitchen area.
Formal dining room.
3 bathrooms and 2 half baths.
Brazilian Cherry Floors.
Quartz hardtop countertops.
Screened back deck. As well as open deck.
There is a deep well that serves the irrigation system.
Unfinished storage space above the two car garage.
Five minutes from downtown Historic Edenton.
Beautiful SUNSETS!
Directly on the Albemarle Sound.
Easy to show.
Price History
- Original list price$1,160,000
- Current list price$985,000Reduced by $175,000
Property Details
Location
Directions to this home (opens in a new tab)Drive from this home
- Hospital ERECU Health Chowan HospitalEdenton (directions from this home, opens in a new tab)
- GroceryFood LionEdenton (directions from this home, opens in a new tab)
- Walmart / TargetWalmart SupercenterElizabeth City (directions from this home, opens in a new tab)
- BeachNags Head / Outer BanksNags Head (directions from this home, opens in a new tab)
Destinations verified Nov 1, 2026. Directions open in your maps app.
Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →
Interior & Exterior
Interior Features
Schools
Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.
Tax & Assessment
Monthly Costs
$6,203/mo estimated
Includes principal and interest, property tax, homeowners insurance and HOA dues, with 20% down at 7.24% for 30 years.
Adjust the numbers
- Principal and interest
- $5,370
- Tax bill per MLS (2025)
- $504
- Homeowners insurance (estimate)
- $287
- PMI (under 20% down)
- $0
- HOA dues
- $42
- Estimated monthly
- $6,203
Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.
Starts at 7.24%, the Freddie Mac PMMS 30-year fixed average for the week of Oct 29, 2026. An example, not a quote: enter your lender's rate.
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MLS# 100586822 · HIVE MLS via SourceRE · Last updated: October 22, 2026 at 1:52 AM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.