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Lot 4 4 Off Sandy Ridge Road

Edenton, NC 27932 · Chowan County

2.79 Acres

2.79 Acre LotJohn A. Holmes High District

About This Property

2.79 acres of wooded land off of Sandy Ridge Rd. No deed restrictions. No HOA. Not in a flood hazard. From Chowan County Inspections: ''mobile homes are allowed in compliance with development standards (with approval of a building permit application and meeting required setbacks). Principle building setbacks are 50' from the front right of way, 15' off the sides, and 40' from the rear property line.''

Property Details

SubdivisionN/A

TypeResidential Lot

Lot Size2.790 acres

WaterfrontNo

Parcel689900726158

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

ECU Health Chowan Hospital7.7 mi John A. Holmes High School8 mi Edenton Historic District & Waterfront8.6 mi College of The Albemarle — Edenton-Chowan7.9 mi

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, municipal historic district overlays, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Schools

ElementaryWhite Oak/D F Walker

MiddleChowan Middle School

High SchoolJohn A. Holmes High

Tax & Assessment

Assessed Value$21,265

Hyper-Local Buyer Tool

Edenton True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including Chowan County taxes, Town municipal rates, your own flood insurance quote, and historic district reserves.

Home Purchase Price$50,000

Down Payment5%

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Local Tax & Municipal Variables

Chowan County TaxChowan County charges $0.72 per $100 of assessed value for fiscal year 2026-2027. Tax rate updated: August 3, 2026. Verify with the local tax office.

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Town of Edenton LimitsApplies additional $0.4800 / $100 municipal tax. Switch off for county-only parcels outside town.

Historic Overlay District (COA)Adds $150/mo reserve for custom wood, slate/metal roof & COA maintenance

CAMA Flood Zone / Waterfront TierProperties near the Albemarle Sound or Queen Anne Creek fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

Flood Insurance — Annual Premium

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Renovation Financing Roll-In (FHA 203k / HomeStyle)$0

Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost

Includes P&I, taxes, insurance & local reserves

Principal & Interest$0
Chowan County Property Tax ($0.72)$0
Town of Edenton Municipal Tax ($0.4800)$0
Hazard / Homeowners Insurance (Est.)$0
Flood Insurance (Your Quote)$0
Historic Overlay COA Reserve$0
PMI / Mortgage Insurance$0

Total Loan Amount$0

Down Payment$0

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Independent buyer representation Travis Old, Broker and REALTOR®, works for you.

Travis Old, Broker

Horizon Realty Group

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Listed By

Taylor Mueller Realty, Inc.

Travis and Jessica James Team, Listing Agent

Office Phone: (252) 331-2233

The above listing agent, if hired also by you, would become a dual agent. Dual agents are forbidden by NC Law from helping you gain an advantage over the other party. For example, they could ask for that price break you might want, but they cannot advocate for it to their Seller. By hiring a buyer's agent, you have someone on your team who can advocate for what you want. See what hiring a Buyer's Agent means.

True Cost Summary

$395/mo

Includes P&I, Chowan County tax, Edenton municipal tax, insurance & PMI.

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