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828 Virginia Road

Edenton, NC 27932 · Chowan County

Sold September 29, 2026
$320,000
Listed at $315,000
$320,000Chowan County (Rural)$250K – $500KUnder $375KClosed
320000
3 Bedrooms
2 Bathrooms
1,990 Sq.Ft.
0.62 Acres
Built in 1972
1 FireplaceJohn A. Holmes High District

About This Property

Enjoy peaceful country living just a short drive from historic Edenton, with convenient access to shopping, restaurants, and local attractions. This home offers a spacious layout perfect for family living and entertaining, featuring a large living room and an oversized kitchen and dinning area ideal for gatherings. Step outside to a large patio, perfect for relaxing, grilling, or hosting guests.

Property Details

SubdivisionNone
TypeSingle Family Residence
Living Area1,990 sq ft
Full Baths2
Lot Size0.620 acres
Year Built1972
Total Rooms7
Fireplaces1
WaterfrontNo
Parcel780600025731

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, municipal historic district overlays, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

HeatingElectric, Heat Pump
CoolingCentral Air
RoofArchitectural Shingle
ConstructionBrick, Wood Frame
ParkingGravel, Concrete, Unpaved

Interior Features

Walk-in Closet(s)Mud RoomCeiling Fan(s)Blinds/ShadesEat-in KitchenWalk-In Closet(s)

Schools

ElementaryWhite Oak/D F Walker
MiddleChowan Middle School
High SchoolJohn A. Holmes High

Tax & Assessment

Assessed Value$198,922
Annual Tax$1,572 (2025)
Monthly Tax Est.$131/mo
Hyper-Local Buyer Tool

Edenton True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including Chowan County taxes, Town municipal rates, your own flood insurance quote, and historic district reserves.

$315,000
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Local Tax & Municipal Variables
Chowan County TaxChowan County charges $0.72 per $100 of assessed value for fiscal year 2026-2027. Tax rate updated: August 3, 2026. Verify with the local tax office.
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Applies additional $0.4300 / $100 municipal tax. Switch off for county-only parcels outside town.
Adds $150/mo reserve for custom wood, slate/metal roof & COA maintenance
Properties near the Albemarle Sound or Queen Anne Creek fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Chowan County Property Tax ($0.72)$0
  • Town of Edenton Municipal Tax ($0.4300)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Historic Overlay COA Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
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MLS# 100590329 · HIVE MLS via SourceRE · Last updated: October 1, 2026 at 6:34 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.

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