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522 Soundside Road

Edenton, NC 27932 · Chowan County

Price Reduced

522 Soundside Road, Edenton, NC 27932 — main photo

522 Soundside Road, Edenton, NC 27932 — photo 2

522 Soundside Road, Edenton, NC 27932 — photo 3

522 Soundside Road, Edenton, NC 27932 — photo 4

522 Soundside Road, Edenton, NC 27932 — photo 5

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0.43 Acres

John A. Holmes High District

About This Property

Build your dream home on this .43-acre cleared lot featuring 100 feet of road frontage and an existing driveway for convenient access. The property comes with a septic permit and allows for stick-built or modular homes, minimum 1050sf giving you flexibility in your build plans. A great opportunity to create the home you want in a desirable setting. Community has sandy beach, a park and boat ramp.

Price History & Market Timeline

Original List Price$34,500

Current List Price (Price Reduced)$26,000Reduced by $8,500

Property Details

SubdivisionCape Colony

TypeResidential Lot

Lot Size0.430 acres

WaterfrontNo

Parcel781311674299

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

ECU Health Chowan Hospital3.5 mi John A. Holmes High School3.1 mi Edenton Historic District & Waterfront2.8 mi College of The Albemarle — Edenton-Chowan3.2 mi

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, municipal historic district overlays, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Schools

ElementaryWhite Oak/D F Walker

High SchoolJohn A. Holmes High

Tax & Assessment

Assessed Value$8,290

Hyper-Local Buyer Tool

Edenton True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including Chowan County taxes, Town municipal rates, your own flood insurance quote, and historic district reserves.

Home Purchase Price$26,000

Down Payment5%

Tap a marker for the exact program, or drag freely for any other amount. Snaps to 0% (USDA/VA), 3.5% (FHA), 5% (Conventional) and 20% (no PMI).

Interest Rate (%)

Loan Term

Local Tax & Municipal Variables

Chowan County TaxChowan County charges $0.72 per $100 of assessed value for fiscal year 2026-2027. Tax rate updated: August 3, 2026. Verify with the local tax office.

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Town of Edenton LimitsApplies additional $0.4800 / $100 municipal tax. Switch off for county-only parcels outside town.

Historic Overlay District (COA)Adds $150/mo reserve for custom wood, slate/metal roof & COA maintenance

CAMA Flood Zone / Waterfront TierProperties near the Albemarle Sound or Queen Anne Creek fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

Flood Insurance — Annual Premium

Enter your actual annual quote and we'll amortize it into your monthly cost. Leave blank and it's excluded entirely.

Renovation Financing Roll-In (FHA 203k / HomeStyle)$0

Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost

Includes P&I, taxes, insurance & local reserves

Principal & Interest$0
Chowan County Property Tax ($0.72)$0
Town of Edenton Municipal Tax ($0.4800)$0
Hazard / Homeowners Insurance (Est.)$0
Flood Insurance (Your Quote)$0
Historic Overlay COA Reserve$0
PMI / Mortgage Insurance$0

Total Loan Amount$0

Down Payment$0

Review True Cost Breakdown with Travis

Get exact contractor & tax quotes verified before you write an offer.

Independent buyer representation Travis Old, Broker and REALTOR®, works for you.

Travis Old, Broker

Horizon Realty Group

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Listed By

Rene Sawyer Realty, LLC

Rene Sawyer, Listing Agent

Office Phone: (252) 312-5704

The above listing agent, if hired also by you, would become a dual agent. Dual agents are forbidden by NC Law from helping you gain an advantage over the other party. For example, they could ask for that price break you might want, but they cannot advocate for it to their Seller. By hiring a buyer's agent, you have someone on your team who can advocate for what you want. See what hiring a Buyer's Agent means.

True Cost Summary

$205/mo

Includes P&I, Chowan County tax, Edenton municipal tax, insurance & PMI.

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