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424 White Oak Drive

Edenton, NC 27932 · Chowan County

130 days on market
$89,000
$89,000Chowan County (Rural)Under $100KUnder $375KActive
89000
3 Bedrooms
2 Bathrooms
920 Sq.Ft.
0.36 Acres
Built in 1985
1 FireplaceJohn A. Holmes High District

About This Property

This home comes w deeded access to a sandy beach on the Albemarle Sound plus neighborhood boat ramp. Enjoy three bedrooms, two baths, living room open to the kitchen/dining area, separate laundry room and a spacious yard. Located in Edenton's Cape Colony subdivision. Motivated seller!

Property Details

SubdivisionCape Colony
TypeManufactured Home
Living Area920 sq ft
Full Baths2
Price / sq ft$97
Lot Size0.360 acres
HOA Dues$20 / annually
Year Built1985
Total Rooms6
Fireplaces1
WaterfrontNo
Parcel781311662797

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, municipal historic district overlays, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

HeatingOther
CoolingWall/Window Unit(s)
RoofShingle
ConstructionSteel Frame
AppliancesRefrigerator, Range
ParkingOff Street

Interior Features

BookcasesCeiling Fan(s)

Schools

ElementaryWhite Oak/D F Walker
MiddleChowan Middle School
High SchoolJohn A. Holmes High

Tax & Assessment

Assessed Value$61,911
Hyper-Local Buyer Tool

Edenton True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including Chowan County taxes, Town municipal rates, your own flood insurance quote, and historic district reserves.

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Local Tax & Municipal Variables
Chowan County TaxChowan County charges $0.72 per $100 of assessed value for fiscal year 2026-2027. Tax rate updated: August 3, 2026. Verify with the local tax office.
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Applies additional $0.4300 / $100 municipal tax. Switch off for county-only parcels outside town.
Adds $150/mo reserve for custom wood, slate/metal roof & COA maintenance
Properties near the Albemarle Sound or Queen Anne Creek fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Chowan County Property Tax ($0.72)$0
  • Town of Edenton Municipal Tax ($0.4300)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Historic Overlay COA Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
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MLS# 100572058 · HIVE MLS via SourceRE · Last updated: August 28, 2026 at 4:33 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.

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