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Pending

407 Phillips Street

Edenton, NC 27932 · Chowan County

$409,000

1 day on market · $273/sq ft

  • 2 bd
  • 2 ba
  • 1,500 sq ft
  • 0.19 ac
  • built 1910
  • Historic Built 1910

This home is under contract. Ask me about similar homes or backup offers.

About This Home

Cotton Mill Village charm at its finest—and this cottage is a showstopper! Welcome to 407 Phillips Street, where historic character meets stylish updates! This 1,500-square-foot cottage features 2 bedrooms, 2 custom baths, a top-notch kitchen, open-concept living, and an oversized primary suite with generous closet space. Fresh paint inside and out, original details including a fireplace and some beadboard ceilings, and a fully floored attic add to its appeal. The real showstopper? The fabulous side screened porch! Practically another living room, it's the perfect spot to relax, entertain, and extend your living space. With approval from Preservation North Carolina, there's potential to add exterior storage and a classic picket fence. More than a neighborhood, Cotton Mill Village is a true community! Come experience what makes 407 Phillips Street so special!

Property Details

SubdivisionEdenton Cotton Mill Village
TypeSingle Family Residence
Living Area1,500 sq ft
Full Baths2
Lot Size0.190 acres
Year Built1910
Total Rooms6
WaterfrontNo
Parcel780408896163

Location

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Drive from this home

Destinations verified Nov 1, 2026. Directions open in your maps app.

Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →

Interior & Exterior

FlooringHardwood
HeatingGas Pack, Electric, Natural Gas
CoolingCentral Air
RoofMetal
ConstructionWood Siding, Wood Frame
AppliancesVented Exhaust Fan, Refrigerator, Disposal, Dishwasher, Gas Range
ParkingAdditional Parking, Unpaved

Interior Features

Walk-in Closet(s)Ceiling Fan(s)Blinds/ShadesBuilt-in FeaturesGas LogWalk-In Closet(s)

Schools

ElementaryWhite Oak/D F Walker
MiddleChowan Middle School
High SchoolJohn A. Holmes High

Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.

Tax & Assessment

Assessed Value$254,950
Annual Tax$3,059 (2026)
Monthly Tax Est.$255/mo

Monthly Costs

$2,604/mo estimated

Includes principal and interest, property tax and homeowners insurance, with 20% down at 7.24% for 30 years.

Adjust the numbers
Principal and interest
$2,230
Tax bill per MLS (2026)
$255
Homeowners insurance (estimate)
$119
Estimated monthly
$2,604

Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.

Starts at 7.24%, the Freddie Mac PMMS 30-year fixed average for the week of Oct 29, 2026. An example, not a quote: enter your lender's rate.

Questions about these numbers? Ask about this home →

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MLS# 100614222 · HIVE MLS via SourceRE · Last updated: November 5, 2026 at 2:57 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.

Listing Details