Pending
407 Phillips Street
Edenton, NC 27932 · Chowan County
$409,000
- Historic Built 1910
This home is under contract. Ask me about similar homes or backup offers.
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About This Home
Cotton Mill Village charm at its finest—and this cottage is a showstopper! Welcome to 407 Phillips Street, where historic character meets stylish updates! This 1,500-square-foot cottage features 2 bedrooms, 2 custom baths, a top-notch kitchen, open-concept living, and an oversized primary suite with generous closet space. Fresh paint inside and out, original details including a fireplace and some beadboard ceilings, and a fully floored attic add to its appeal. The real showstopper? The fabulous side screened porch! Practically another living room, it's the perfect spot to relax, entertain, and extend your living space. With approval from Preservation North Carolina, there's potential to add exterior storage and a classic picket fence. More than a neighborhood, Cotton Mill Village is a true community! Come experience what makes 407 Phillips Street so special!
Property Details
Location
Directions to this home (opens in a new tab)Drive from this home
- Hospital ERECU Health Chowan HospitalEdenton (directions from this home, opens in a new tab)
- GroceryFood LionEdenton (directions from this home, opens in a new tab)
- Walmart / TargetWalmart SupercenterElizabeth City (directions from this home, opens in a new tab)
- BeachNags Head / Outer BanksNags Head (directions from this home, opens in a new tab)
Destinations verified Nov 1, 2026. Directions open in your maps app.
Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →
Interior & Exterior
Interior Features
Schools
Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.
Tax & Assessment
Monthly Costs
$2,604/mo estimated
Includes principal and interest, property tax and homeowners insurance, with 20% down at 7.24% for 30 years.
Adjust the numbers
- Principal and interest
- $2,230
- Tax bill per MLS (2026)
- $255
- Homeowners insurance (estimate)
- $119
- PMI (under 20% down)
- $0
- Estimated monthly
- $2,604
Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.
Starts at 7.24%, the Freddie Mac PMMS 30-year fixed average for the week of Oct 29, 2026. An example, not a quote: enter your lender's rate.
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MLS# 100614222 · HIVE MLS via SourceRE · Last updated: November 5, 2026 at 2:57 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.



