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232 121 Winfall Circle

Edenton, NC 27932 · Chowan County

232 121 Winfall Circle, Edenton, NC 27932 — photo 2

232 121 Winfall Circle, Edenton, NC 27932 — photo 3

232 121 Winfall Circle, Edenton, NC 27932 — photo 4

232 121 Winfall Circle, Edenton, NC 27932 — photo 5

+2 More

0.50 Acres

John A. Holmes High District

About This Property

Welcome to Riversound a gated waterfront community located in Chowan County! 232 Winfall Circle is perfectly located off the Main Street within a culd-e-sac circle to enjoy the tranquility of natures' beauty and peaceful surroundings. Build your dream home so that you capture the views of the Yeopim River right from your front porch! The community amenities include; plentiful parking to enjoy the clubhouse, boat ramp and piers! There is also a delightful playground for the family to enjoy! Located just minutes from historical downtown Edenton. Your next address awaits at 232 Winfall Circle!

Property Details

SubdivisionRiversound

TypeResidential Land

Lot Size0.500 acres

WaterfrontNo

Parcel784500283808

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

ECU Health Chowan Hospital7 mi John A. Holmes High School6.8 mi Edenton Historic District & Waterfront7.1 mi College of The Albemarle — Edenton-Chowan6.4 mi

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, municipal historic district overlays, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Schools

ElementaryWhite Oak/D F Walker

MiddleChowan Middle

High SchoolJohn A. Holmes High

Tax & Assessment

Assessed Value$16,650

Annual Tax$127 (2025)

Monthly Tax Est.$11/mo

Hyper-Local Buyer Tool

Edenton True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including Chowan County taxes, Town municipal rates, your own flood insurance quote, and historic district reserves.

Home Purchase Price$19,100

Down Payment5%

Tap a marker for the exact program, or drag freely for any other amount. Snaps to 0% (USDA/VA), 3.5% (FHA), 5% (Conventional) and 20% (no PMI).

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Local Tax & Municipal Variables

Chowan County TaxChowan County charges $0.72 per $100 of assessed value for fiscal year 2026-2027. Tax rate updated: August 3, 2026. Verify with the local tax office.

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Town of Edenton LimitsApplies additional $0.4800 / $100 municipal tax. Switch off for county-only parcels outside town.

Historic Overlay District (COA)Adds $150/mo reserve for custom wood, slate/metal roof & COA maintenance

CAMA Flood Zone / Waterfront TierProperties near the Albemarle Sound or Queen Anne Creek fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

Flood Insurance — Annual Premium

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Renovation Financing Roll-In (FHA 203k / HomeStyle)$0

Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost

Includes P&I, taxes, insurance & local reserves

Principal & Interest$0
Chowan County Property Tax ($0.72)$0
Town of Edenton Municipal Tax ($0.4800)$0
Hazard / Homeowners Insurance (Est.)$0
Flood Insurance (Your Quote)$0
Historic Overlay COA Reserve$0
PMI / Mortgage Insurance$0

Total Loan Amount$0

Down Payment$0

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Independent buyer representation Travis Old, Broker and REALTOR®, works for you.

Travis Old, Broker

Horizon Realty Group

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Listed By

BHHS RW Towne - Moyock

The Morrisette Group, Listing Agent

Office Phone: (252) 435-6233

The above listing agent, if hired also by you, would become a dual agent. Dual agents are forbidden by NC Law from helping you gain an advantage over the other party. For example, they could ask for that price break you might want, but they cannot advocate for it to their Seller. By hiring a buyer's agent, you have someone on your team who can advocate for what you want. See what hiring a Buyer's Agent means.

True Cost Summary

$151/mo

Includes P&I, Chowan County tax, Edenton municipal tax, insurance & PMI.

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