Skip to main content

Active

221 E Water Street

Edenton, NC 27932 · Chowan County

65 days on market
$699,000
$699,000Edenton (Town Limits)$500K – $1MWaterfrontActive
699000
Waterfront
3 Bedrooms
3 Bathrooms
2,126 Sq.Ft.
0.26 Acres
Built in 1963
1-Car Garage
Waterfront Property1 FireplaceJohn A. Holmes High District

About This Property

Luxury downtown living without the historic home maintenance! Perfectly positioned in the heart of Historic Edenton, this impeccably remodeled waterview custom home offers the best of both worlds--an unbeatable location with modern construction and top-tier finishes. Wake up to picturesque views of Queen Anne's Creek as it flows into Edenton Bay, then walk your kayak across the street to the town's public launch or take a stroll into downtown's shops, dining, galleries, and waterfront. Hayes Farm's public beach is just over the wooden bridge. Completely redesigned just six years ago with exceptional craftsmanship, this 3-bedroom, 3-bath home showcases premium materials throughout, including stunning marble showers, custom built-ins, abundant storage, a chef's kitchen with extensive cabinetry and an appliance garage, and thoughtful details at every turn. One bedroom features a private exterior entrance and ensuite bath, making it ideal for guests, an in-law suite, or income-producing rental potential. A spacious garage--an uncommon luxury in the Historic District--completes this exceptional property.

Property Details

SubdivisionNone
TypeSingle Family Residence
Living Area2,126 sq ft
Full Baths3
Price / sq ft$329
Lot Size0.260 acres
Year Built1963
Total Rooms7
Fireplaces1
WaterfrontYes
Waterfront FeaturesNone
Parcel780408786049

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, municipal historic district overlays, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringHardwood
HeatingElectric, Heat Pump, Natural Gas
CoolingCentral Air
RoofArchitectural Shingle
ConstructionBrick, Wood Frame
StyleHistoric District
AppliancesDryer, Dishwasher, Gas Range
ParkingAdditional Parking, Concrete

Interior Features

Master DownstairsWalk-in Closet(s)Vaulted Ceiling(s)High CeilingsSolid SurfaceKitchen IslandCeiling Fan(s)Walk-in ShowerBlinds/ShadesBuilt-in FeaturesEat-in KitchenWalk-In Closet(s)

Schools

ElementaryWhite Oak/D F Walker
MiddleChowan Middle School
High SchoolJohn A. Holmes High

Tax & Assessment

Assessed Value$423,024
Annual Tax$4,865 (2025)
Monthly Tax Est.$405/mo
Hyper-Local Buyer Tool

Edenton True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including Chowan County taxes, Town municipal rates, your own flood insurance quote, and historic district reserves.

$699,000
5%

Tap a marker for the exact program, or drag freely for any other amount. Snaps to 0% (USDA/VA), 3.5% (FHA), 5% (Conventional) and 20% (no PMI).

Local Tax & Municipal Variables
Chowan County TaxChowan County charges $0.72 per $100 of assessed value for fiscal year 2026-2027. Tax rate updated: August 3, 2026. Verify with the local tax office.
Active
Applies additional $0.4300 / $100 municipal tax. Switch off for county-only parcels outside town.
Adds $150/mo reserve for custom wood, slate/metal roof & COA maintenance
Properties near the Albemarle Sound or Queen Anne Creek fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

Enter your actual annual quote and we'll amortize it into your monthly cost. Leave blank and it's excluded entirely.

$0

Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
$0
Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Chowan County Property Tax ($0.72)$0
  • Town of Edenton Municipal Tax ($0.4300)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Historic Overlay COA Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
Review True Cost Breakdown with Travis

Get exact contractor & tax quotes verified before you write an offer.

MLS# 100587312 · HIVE MLS via SourceRE · Last updated: August 19, 2026 at 10:57 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.