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132 Bluegill Circle

Edenton, NC 27932 · Chowan County

130 days on market
$165,000
$165,000Chowan County (Rural)$100K – $250KWaterfrontUnder $375KActive
165000
Waterfront
2 Bedrooms
1 Bathroom
832 Sq.Ft.
0.17 Acres
Built in 1973
Waterfront Property1 FireplaceJohn A. Holmes High District

About This Property

Looking for a cozy cottage with deeded boat ramp & beach access on the Albemarle Sound? Attractive open floor plan offers two bedrooms, separate laundry room and a screened porch surrounded by a generous sized yard; located on a canal in Edenton's Cape Colony neighborhood.

Property Details

SubdivisionCape Colony
TypeSingle Family Residence
Living Area832 sq ft
Full Baths1
Price / sq ft$198
Lot Size0.170 acres
HOA Dues$20 / annually
Year Built1973
Total Rooms5
Fireplaces1
WaterfrontYes
Waterfront FeaturesCanal Front, Deeded Beach Access, Deeded Water Access, Water Access Comm
Parcel781315547315

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, municipal historic district overlays, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

HeatingBaseboard, Electric
CoolingWall/Window Unit(s)
RoofShingle
ConstructionShake Siding, Vinyl Siding, Wood Frame
AppliancesRefrigerator, Gas Range
ParkingOff Street

Interior Features

Ceiling Fan(s)

Schools

ElementaryWhite Oak/D F Walker
MiddleChowan Middle School
High SchoolJohn A. Holmes High

Tax & Assessment

Assessed Value$109,926
Hyper-Local Buyer Tool

Edenton True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including Chowan County taxes, Town municipal rates, your own flood insurance quote, and historic district reserves.

$165,000
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Local Tax & Municipal Variables
Chowan County TaxChowan County charges $0.72 per $100 of assessed value for fiscal year 2026-2027. Tax rate updated: August 3, 2026. Verify with the local tax office.
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Applies additional $0.4300 / $100 municipal tax. Switch off for county-only parcels outside town.
Adds $150/mo reserve for custom wood, slate/metal roof & COA maintenance
Properties near the Albemarle Sound or Queen Anne Creek fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Chowan County Property Tax ($0.72)$0
  • Town of Edenton Municipal Tax ($0.4300)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Historic Overlay COA Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
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MLS# 100571797 · HIVE MLS via SourceRE · Last updated: August 19, 2026 at 10:57 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.