Active

104 36 Heritage Point Drive

Edenton, NC 27932 · Chowan County

538 days on market
$89,500
Was $90,000
$89,500Chowan County (Rural)Under $100KUnder $375KActive
89500
Price Reduced
0.67 Acres
John A. Holmes High District

About This Property

Coastal gated community on the Albemarle Sound just minuets from downtown Historic Edenton's waterfront parks, restaurants, shops, galleries, and a short bike ride to town. This lot is across the street from the waterfront, but just a few houses down from the private community park which makes it convenient for access to the picnic area with firepit and pier for fishing, swimming or day docking...Wildlife boat ramp nearby. Enjoy vivid panoramic and everchanging sunsets over the sound. There are several golf courses in the area, a local hospital with helipad, and a municipal airport also nearby. Come for a visit and stay for a lifetime!

Price History & Market Timeline

Original List Price$90,000
Current List Price (Price Reduced)$89,500Reduced by $500

Property Details

SubdivisionEdenton Bay Plantation
TypeResidential Lot
Lot Size0.670 acres
HOA Dues$500 / annually
WaterfrontNo
Parcel781301175579

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

ECU Health Chowan Hospital3.1 miJohn A. Holmes High School2.7 miEdenton Historic District & Waterfront2.2 miCollege of The Albemarle — Edenton-Chowan2.9 mi

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, municipal historic district overlays, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Schools

ElementaryWhite Oak/D F Walker
MiddleChowan Middle
High SchoolJohn A. Holmes High

Tax & Assessment

Assessed Value$62,645
Annual Tax$501 (2026)
Monthly Tax Est.$42/mo
Hyper-Local Buyer Tool

Edenton True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including Chowan County taxes, Town municipal rates, your own flood insurance quote, and historic district reserves.

$89,500
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Local Tax & Municipal Variables
Chowan County TaxChowan County charges $0.72 per $100 of assessed value for fiscal year 2026-2027. Tax rate updated: August 3, 2026. Verify with the local tax office.
Active
Applies additional $0.4800 / $100 municipal tax. Switch off for county-only parcels outside town.
Adds $150/mo reserve for custom wood, slate/metal roof & COA maintenance
Properties near the Albemarle Sound or Queen Anne Creek fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
$0
Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Chowan County Property Tax ($0.72)$0
  • Town of Edenton Municipal Tax ($0.4800)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Historic Overlay COA Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
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MLS# 100507477 · HIVE MLS via SourceRE · Last updated: October 30, 2026 at 3:01 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.

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