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103 S Moseley Street

Edenton, NC 27932 · Chowan County

298 days on market
$424,000
Was $475,000
$424,000Edenton (Town Limits)$250K – $500KHistoricActive
424000
Price Reduced
2 Bedrooms
3 Bathrooms
2,187 Sq.Ft.
0.13 Acres
Built in 1920
Historic Built 19201 FireplaceJohn A. Holmes High District

About This Property

This beautifully restored Victorian cottage has been thoughtfully updated over the past 20 years, preserving the best of it's historic past while making it comfortable for modern living. Inside, you're welcomed by a wide center hall boasting tongue-and-groove beadboard that continues throughout most of the first floor - a unique feature that sets the tone for timeless charm. High ceilings give each room presence, lending a sense of spaciousness to the living room and den. The kitchen affords plenty of room for family to gather and offers direct access to an adorable back porch, patio and fenced yard. The primary suite is on the main living level. Upstairs, you'll find a large guest suite with a full bath, perfect for weekend visitors or a quiet work space. With a walkable location, lovingly restored details, and thoughtful updates, this cottage offers a rare opportunity to find a move-in ready, quaint cottage in downtown Edenton!

Price History & Market Timeline

Original List Price$475,000
Current List Price (Price Reduced)$424,000Reduced by $51,000

Property Details

SubdivisionN/A
TypeSingle Family Residence
Living Area2,187 sq ft
Full Baths2
Half Baths1
Price / sq ft$194
Lot Size0.130 acres
Year Built1920
Stories1
Total Rooms8
Fireplaces1
WaterfrontNo
Parcel780407593772

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, municipal historic district overlays, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringTile, Wood
HeatingGas Pack, Natural Gas
CoolingCentral Air, Zoned
RoofMetal
ConstructionWood Siding, Wood Frame
AppliancesElectric Cooktop, Refrigerator
ParkingOff Street, On Site

Interior Features

Master DownstairsHigh CeilingsEntrance FoyerSolid SurfaceKitchen IslandCeiling Fan(s)Gas Log

Schools

ElementaryWhite Oak/D F Walker
MiddleChowan Middle School
High SchoolJohn A. Holmes High

Tax & Assessment

Assessed Value$305,318
Annual Tax$3,511 (2025)
Monthly Tax Est.$293/mo
Hyper-Local Buyer Tool

Edenton True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including Chowan County taxes, Town municipal rates, your own flood insurance quote, and historic district reserves.

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Local Tax & Municipal Variables
Chowan County TaxChowan County charges $0.72 per $100 of assessed value for fiscal year 2026-2027. Tax rate updated: August 3, 2026. Verify with the local tax office.
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Applies additional $0.4300 / $100 municipal tax. Switch off for county-only parcels outside town.
Adds $150/mo reserve for custom wood, slate/metal roof & COA maintenance
Properties near the Albemarle Sound or Queen Anne Creek fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Chowan County Property Tax ($0.72)$0
  • Town of Edenton Municipal Tax ($0.4300)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Historic Overlay COA Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
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MLS# 100541724 · HIVE MLS via SourceRE · Last updated: August 24, 2026 at 9:14 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.