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132 E Albemarle Street

Edenton, NC 27932 · Chowan County

Sold September 16, 2026
$222,000
Listed at $239,000
$222,000Edenton (Town Limits)$100K – $250KHistoricUnder $375KClosed
222000
Price Reduced
2 Bedrooms
2 Bathrooms
860 Sq.Ft.
0.14 Acres
Built in 1920
Historic Built 1920John A. Holmes High District

About This Property

Welcome home to this absolutely adorable, fully renovated property in the heart of historic downtown Edenton. Whether you are searching for your dream home, a weekend getaway, or a proven investment property, this turnkey gem is ready for its new owner. Completely renovated in 2023, every detail has been thoughtfully updated for modern comfort and peace of mind. Major improvements include new HVAC systems (two units), a tankless water heater, updated mechanicals, and so much more-giving you the benefits of a beautifully restored home with the convenience of today's amenities. Step outside and enjoy the private, fenced backyard, perfect for entertaining friends and family, relaxing after a day downtown, or letting pets play. The spacious yard also includes a storage shed, providing extra room for tools, hobbies, or outdoor gear. Located just a short walk from the charm of historic downtown, you'll love having restaurants, unique shops, local events, and waterfront activities only a few blocks away. Don't let this downtown gem slip away - schedule your showing today!

Price History & Market Timeline

Original List Price$239,000
Current List Price (Price Reduced)$222,000Reduced by $17,000

Property Details

SubdivisionN/A
TypeSingle Family Residence
Living Area860 sq ft
Full Baths2
Lot Size0.140 acres
Year Built1920
Total Rooms5
WaterfrontNo
Parcel780408797944

Coastal & Environmental Information

Properties in northeastern North Carolina near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations, municipal historic district overlays, or specific flood zone designations. Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

HeatingGas Pack, Heat Pump, Natural Gas
CoolingCentral Air
RoofMetal
ConstructionFiber Cement, Wood Frame
AppliancesVented Exhaust Fan, Gas Oven, Washer, Refrigerator, Dryer, Dishwasher
ParkingGravel, Off Street

Interior Features

Solid SurfaceKitchen IslandCeiling Fan(s)Walk-in ShowerBlinds/Shades

Schools

ElementaryWhite Oak/D F Walker
MiddleChowan Middle School
High SchoolJohn A. Holmes High

Tax & Assessment

Assessed Value$180,208
Annual Tax$820 (2025)
Monthly Tax Est.$68/mo
Hyper-Local Buyer Tool

Edenton True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including Chowan County taxes, Town municipal rates, your own flood insurance quote, and historic district reserves.

$239,000
5%

Tap a marker for the exact program, or drag freely for any other amount. Snaps to 0% (USDA/VA), 3.5% (FHA), 5% (Conventional) and 20% (no PMI).

Local Tax & Municipal Variables
Chowan County TaxChowan County charges $0.72 per $100 of assessed value for fiscal year 2026-2027. Tax rate updated: August 3, 2026. Verify with the local tax office.
Active
Applies additional $0.4300 / $100 municipal tax. Switch off for county-only parcels outside town.
Adds $150/mo reserve for custom wood, slate/metal roof & COA maintenance
Properties near the Albemarle Sound or Queen Anne Creek fall into CAMA-regulated flood zones. Your zone determines whether flood insurance is required — we don't quote rates, so enter your own insurer's quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Chowan County Property Tax ($0.72)$0
  • Town of Edenton Municipal Tax ($0.4300)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Historic Overlay COA Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
Review True Cost Breakdown with Travis

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MLS# 100589265 · HIVE MLS via SourceRE · Last updated: September 16, 2026 at 8:31 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.